OakwoodPath

Medicare help that sounds like a person, not a policy

Tell us your ZIP code and a licensed agent will walk you through the plans available where you live — in plain English, at your pace.

Where are you looking for coverage?

Medicare plans are priced county by county, so this is where we start.

  • Licensed in all 50 states
  • 50+ carriers compared
  • Never a fee to you
10,000+
people helped
50+
carrier partners
15 yrs
in Medicare
4.9 / 5
average rating

Which kind of coverage fits you?

Most people are choosing between two of these four. Have a look, then let an agent confirm which one works for your doctors, your medicines and your budget.

Most people start herePart C

Medicare Advantage

Plans from $0/month

One plan bundling hospital, medical and usually drug coverage, plus extras Original Medicare doesn't include.

  • $0 premium plans in most counties
  • Dental, vision and hearing options
  • Prescription coverage built in
  • Yearly cap on what you pay
See Part C plans
Medigap

Medicare Supplement

Plans from $45/month

Works alongside Original Medicare and picks up the copays, coinsurance and deductibles it leaves behind.

  • See any doctor who takes Medicare
  • No referrals needed
  • Costs you can predict
  • Travels with you nationwide
See Medigap plans
Part D

Prescription Drug Plans

Plans from $7/month

Standalone prescription coverage for people staying with Original Medicare.

  • Brand-name and generic drugs
  • Mail-order pharmacy options
  • Wide pharmacy networks
  • We check your exact medicines
See Part D plans
SNP

Special Needs Plans

Eligibility-based

Advantage plans built around one situation — a chronic condition, Medicaid as well as Medicare, or nursing care.

  • Benefits matched to your condition
  • Care coordination included
  • Help managing ongoing treatment
  • Specialist access
See SNP plans

Not sure which one you belong in? That is the most common question we get —read the fuller breakdown.

A broker who works for you, not a carrier

We're paid the same no matter which plan you pick — which is exactly why we can tell you when the cheaper one is the better one.

You never pay us a cent

Insurance carriers pay our commission. Our help costs you nothing, whether you enroll through us or decide not to.

Licensed, certified agents

Every agent is state-licensed and AHIP-certified, and re-certifies each year before enrollment season opens.

50+ carriers, one conversation

We're independent, so we compare across carriers instead of selling you one company's shortlist.

We stay with you afterwards

Claims questions, pharmacy changes, a plan review every fall — the same number reaches us all year.

Three steps — and you can stop at any of them

Nothing is binding until you sign an enrollment form yourself.

  1. About a minute

    Enter your ZIP code

    Plans are priced county by county. Your ZIP code is all we need to pull the list that applies to you.

  2. 20–30 minutes

    Go through the options together

    An agent checks your doctors, your prescriptions and your budget against every plan available to you.

  3. Same day

    Enroll, and keep our number

    We handle the paperwork, confirm the start date, and stay reachable for claims and yearly reviews.

Start step oneFree, and no obligation to enroll.

The things people ask us most

During your Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period from October 15 to December 7, or a Special Enrollment Period if something qualifying happens — a move, a job change, losing other coverage.

Yes. Insurance carriers pay our commission, so there is never a fee for our advice, our comparisons or our help enrolling.

Advantage replaces Original Medicare with one bundled plan, usually including drug coverage. A Supplement works alongside Original Medicare and pays the costs it leaves you. Which is better depends on your doctors, your medicines and how much you travel.

Advantage plans use networks, so we check your doctors against the plans before you decide. Supplement plans let you see any provider who accepts Medicare, anywhere in the country.

We go through your prescriptions, your doctors, your budget and how you actually use care, then compare what that costs you under each plan available in your county.

We stay your point of contact — claims questions, pharmacy changes, and a plan review every fall before the enrollment window closes.

Open enrollment

Ready to see what you qualify for?

It takes a minute, it costs nothing, and a licensed agent walks through the results with you.